Sunrise Bank has introduced a home loan scheme "Sunrise Ghar Karja". Participants in the scheme will be able to build a house and buy a house. Under this scheme, loan repayment facility will be available in 40 years.The bank has stated that loans can be taken from all branch offices of Sunrise Bank.

Sunrise Ghar Karja helps you achieve your life time dream of owning a home. The scheme offers a highly competitive interest rate and flexible repayment tenure for comfortable EMIs.  .

Home loans as follows:
> Sunrise Ghar Karja-Purchase: For outright purchase of land/land & building/ flat/ apartments

> Sunrise Ghar Karja- Construction: For construction of building in the land you already own

> Sunrise Ghar Karja- Extension : For any type of modification/extension or renovation in your existing home.

> Sunrise Ghar Karja – Home Equity Loan: For refinancing your existing land & building.

Key Features:
1. Purpose: Sunrise Ghar Karja - Purchase
- Loan Amount:NPR 0.3 -50 Million
- Tenure of Loan: 40 years
- Security : Land or land & building / flat or apartment that is to be purchased
- Financing: Up to 60% of Fair Market value of the property    

2. Purpose: Sunrise Ghar Karja- Construction
- Loan Amount:NPR 0.3 -50 Million
- Tenure of Loan: 40 years
- Security : Land & building under construction
- Financing: Up to 60% of Fair Market value of the property (inside valley); Maximum upto 100% of estimated construction cost

3. Purpose: Sunrise Ghar Karja- Extension
- Loan Amount:NPR 0.3 -50 Million
- Tenure of Loan: 40 years
- Security : Entire land & building  
- Financing: Up to 60% of Fair Market value of the property; Maximum upto 100% of estimated cost of additions/extension/modification

3. Purpose: Sunrise Ghar Karja – Home Equity Loan
- Loan Amount:NPR 0.3 -10 Million
- Tenure of Loan: 40 years
- Security : Land & building  
- Financing: Up to 60% of Fair Market value of the property

Eligibility
> Nepalese citizen of at least 22 years of age.
> Monthly disposable Income (net saving after all expenses before EMI) should be greater or equal to 1.5 times of  EMI

Repayment : Equated Monthly Installment  (EMI)

Note: Financing will be lowered to 50% Outside Kathmandu Valley and 40% for Inside Kathmandu Valley if the loan amount is above NPR 15 Million

For Home Loan inquiry, Call:
16600122444(tollfree)

9843318215, 9851231521, 9861590500