Due to liquidity crunch and the central bank’s pressure to lower the amount of realty loans, banks’ overall exposure to the realty sector declined by 2.39 percent compared to the second quarter. Commercial bank lowered realty loans to Rs 79.03 billion in the third quarter compared to Rs 80.97 billion in the second. However, if we compare with the realty loan amount of last year’s third quarter, banks’ exposure has increased by Rs 15.39 billion.


Top 5 banks in terms of realty loan exposure

Banks                  Realty Loans  
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NIBL                      Rs 9.55 billion  
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Nabil Bank           Rs 5.17 billion  
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RBB                       Rs 4.75 billion  
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Prime Bank           Rs 4.06 billion  
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Nepal SBI Bank    Rs 3.86 billion
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source: The Kathmandu Post